Terms & Conditions
Effective Date: January 1, 2025 · Last Updated: March 1, 2025
1. Acceptance of Terms
By accessing and using the TGIfactoring website (tgifactoring.com) and/or any services offered therein, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.
2. Description of Services
TGIfactoring provides financial services facilitation including, but not limited to, invoice factoring guidance, small business financing assistance, credit counseling, business planning, and tax preparation services. TGIfactoring is a financial services facilitator and not a licensed lender. Actual financial products may be provided through partner lenders and financial institutions.
3. Eligibility
Our services are available to lawfully operating businesses and individuals located in the United States. By using our services, you represent and warrant that you meet these eligibility requirements and that all information you provide is accurate, complete, and current.
4. No Financial Advice
The content on this website is for informational purposes only and does not constitute financial, legal, or tax advice. Before making financial decisions, consult a qualified professional. TGIfactoring's consultations are informational and should not be relied upon as professional financial advice.
5. Intellectual Property
All content on this website — including text, graphics, logos, and software — is the property of TGIfactoring and is protected by U.S. and international intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without explicit written permission.
6. Limitation of Liability
To the maximum extent permitted by applicable law, TGIfactoring shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services. Our total liability for any claim shall not exceed the amount paid by you for the specific service giving rise to the claim.
7. Third-Party Services
Our services may involve referrals to or partnerships with third-party lenders, credit bureaus, or other financial service providers. TGIfactoring is not responsible for the acts, omissions, or content of these third parties. Your interactions with third-party providers are governed by their own terms and policies.
8. Privacy
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at tgifactoring.com/privacy-policy.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Kings County, New York.
10. Changes to Terms
TGIfactoring reserves the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of our services following any changes constitutes your acceptance of the revised Terms.
11. Contact
Questions about these Terms? Contact us at hello@tgifactoring.com or call 855-532-5552. Our office is located in Brooklyn, NY.