Financing Services

Small Business Financing Built for Real Businesses

Whether you're starting up, scaling up, or surviving a slow season — TGIfactoring provides the flexible capital your business needs to keep moving forward.

Apply for Business Loan →📞 Call 855-532-5552
Our Products

Financing Solutions for Every Need

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Lines of Credit

Revolving credit access when you need it. Draw, repay, and draw again.

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Working Capital Loans

Cover operational costs, payroll, inventory, and business expenses.

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Equipment Financing

Purchase the tools and equipment your business needs to scale.

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Merchant Cash Advances

Get a lump sum in exchange for a small percentage of future sales.

FAQ

Your Questions Answered

What credit score do I need for small business financing?

We work with credit scores starting from 500. Higher scores may unlock better rates, and our credit repair team can help you improve your score over time.

How much can I borrow?

Funding ranges from $10,000 to $500,000+, depending on your business revenue, time in operation, and credit profile.

How fast is the approval process?

Many applications receive a decision within 24 hours. Funding typically arrives within 48 business hours of approval.

Do I need collateral?

Many of our small business financing products are unsecured. Collateral requirements vary by product and loan amount — your advisor will clarify this.

Your Business Deserves Real Capital

Don't let funding gaps hold you back. Apply today with no obligation and get a decision within 24 hours.

Apply Today — Free Consultation →